Defined contribution / long term incentive plans reward key employees for their individual contribution to the corporation’s profitability– similar to a profit sharing plan. Defined contribution plans also provide the greatest pay for performance planning flexibility.

Benefits

Defined contribution plans offer many benefits to the employer, such as:

Pre-tax cost is equal to the reward contributions

Vesting on reward contributions reduces costs on short-term participation and compliments company compensation and retention strategies

Plan costs are offset directly through increased corporate profitability

In addition to employer benefits, defined contribution plans also benefit the employees by providing them employer generated personal wealth accumulation.

Phantom Stock Plan

Alternative for corporations where there is sufficient time available for appreciation in the underlying business

Employer grants hypothetical units of the business to an executive

Units may rise or fall in value based on a specified formula or the value of the employer’s business

Executive realizes income based on appreciation in the hypothetical units at the end of the specified period